Alpha Bank Skopje

Any citizen who wishes to save, may invests his money as a deposit in the Bank. Opening a passbook is made with personal ID for domestic individuals and a passport for foreign individuals in all of the Bank's branch offices.

A passbook may be titled to:
- A name
- A person under guardianship
- A group of citizens, a school saving house, a class

The funds from the passbook may be at a disposal of:
- The person to whom it was issued
- The empowered person authorized by the depositor, legal representative or guardian

The savings deposits may be:
- at sight
- fixed-term
- specifically purposed

The information regarding the savings deposits is a business secret.
The denar savings deposits are insured at the Savings Deposits Insurance Fund. www.fodsk.org.mk.

EFFECTIVE INTEREST RATES FOR DENAR SAVINGS DEPOSITS

TERM DURATION ANNUAL INTEREST RATE

At sight
1,00%

Fixed-term: 1 month
4,50%

Fixed-term: 3 months
5,75%

Fixed-term: 6 months
6,25%

Fixed-term: 12 months
7,00%

Fixed-term: 24 months
7,50%

Fixed-term: 36 months
8,00%

For the fixed-term deposits lasting 1, 6, 12 and 24 months the interest rates are fixed.

The interest for the funds deposited at sight is paid at the end of the calendar year.

Information: Banking Business Division Telephone: +389 2 3296 427; 3296 408